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Invested Beyond.

Our aim is to develop a lasting partnership built on expertise and connection, that empowers you to secure a future not simply for living, but thriving.

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One Team. One Approach.

OUR TEAM

Our Approach.

Our portfolios are designed to give investors a multifaceted, cutting edge approach to wealth management through a combination of these elements.

Create an investment plan designed to capture most of the upside of the market. This helps satisfy the greed factor.

Develop a strategy that helps minimize downside exposure in the portfolio. This helps reduce the fear factor.

Even the most sophisticated and intelligent investors are susceptible to emotional decisions when faced with extreme market conditions. Our portfolio is designed for investors to maintain a middle-ground where there is less temptation and less emotion. This helps provide more consistency.

Incorporate a component that can help maintain stability in ever-changing markets.

“The underlying principles of sound investment should not alter from decade to decade, but the application of these principles must be adapted to significant changes in the financial mechanisms and climate.”

― Benjamin Graham

Meet the team.

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12222 Merit Drive, Suite 1180
Dallas, TX 75251

T | 972.726.5900
F | 972.239.8704

TeamMPACT@mpactfinancial.com

Securities and advisory services offered through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services are separate from and not offered through Commonwealth Financial Network®. The Financial Advisor (s) associated with this website may discuss and/or transact business only with residents of states which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. Please check Broker Check for a list of current registrations. Information presented on this site is for informational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any product or security.

Josh Hendrick

Financial Advisor

Josh grew up in Garland, Texas, where his love for music and basketball began at an early age. With a natural affinity for numbers, he pursued a degree in accounting and entered the financial industry through an internship with AXA Advisors. Over the years, he has built a well-rounded career, serving as a Director of Operations and currently as a Financial Advisor.

Outside of work, Josh enjoys reading, writing music, and coaching his sons’ basketball teams. Above all, he values quality time with his wife and their four children, who keep life full, busy, and rewarding.

Heather Perdue

Client Service Coordinator

Heather Perdue joined MPACT in 2016 and serves as Client Services Manager, where she helps ensure every client enjoys a smooth, organized, and positive experience. Before coming to MPACT, she spent a decade in the commercial insurance industry building strong customer service expertise and earning a reputation as someone who instantly puts people at ease.

Known for her approachable style and natural ability to build relationships, Heather brings warmth, clarity, and calm to every interaction. She has a knack for keeping things running smoothly while making clients feel supported every step of the way.

Outside the office, Heather can be found with her dogs, caring for her ever-growing collection of houseplants, or working in her garden—where her green thumb truly shines. She also loves cooking, especially when she can use ingredients she’s grown herself. One day, she hopes to take that passion even further on a cozy homestead tucked away in the mountains of Idaho or Montana.

Fanny Johnson

Client Service Coordinator

Fanny Johnson is a dedicated Client Service Coordinator with 10+ years of experience. A native of Peru who moved to the U.S. in 2011, she is fluent in Spanish and English and passionate about helping people feel understood and supported. She brings a client-first mindset, takes pride in creating positive experiences and excels at building professional relationships.

Brad McMillan

CFA, , CAIA, MAI,
Investment Partner

Brad McMillan, CFA®, CAIA, MAI, is the chief investment officer and a managing principal at Commonwealth. With the firm since 2006, he oversees the firm’s investment and asset management groups and acts as spokesperson for the firm’s investment divisions. Brad comments frequently on the markets and economy for a range of media outlets and writes daily for his blog, the Independent Market Observer. He’s a designated member of the Appraisal Institute, the CFA Institute, and the CAIA Association.

Kim Tillinghast

CPFA™
Partner & Chief Operating Officer

Kim Tillinghast began her career in the banking industry in 1985. She graduated with a degree in Finance from West Texas State University in 1990 and has continued her education by earning her Series 24 General Securities Principal Exam and Certified Plan Fiduciary Advisor (CPFA™). Shortly thereafter she started her brokerage career at a traditional wirehouse in downtown Los Angeles, California in 1991. After relocating to Orange County, Kim became an independent financial advisor in May of 1993. She brings over 37 years in the banking and finance industry with experience ranging from designing, developing, employing and maintaining complex investment strategies, Pension Plans, Employee Stock Option Plans, Corporate Finance, Estate Planning and Transition. Outside of her career, she served as Co-Chair of the Dallas County Susan G. Komen Race for the Cure 2013 and 2014 and currently serves on the Board of the Tillinghast Society, Inc. With a deep love for animals, she continues to volunteer for multiple emergency animal response teams including Red Rover, HSUS, UAN, ASPCA and volunteers weekly at the Irving Animal Shelter. Kim also loves worldwide adventure travel and has many amazing experiences visiting almost half of the world’s countries and all seven continents, twice.

Karthik Muraliraj

CFP®, CEPA®, ChFC®, CLU®, RMA®
Managing Partner

Karthik Muraliraj was raised in Fort Worth, Texas, and developed an interest in investing and economics at a young age. After graduating from the University of Texas at Austin with a Bachelor of Arts in Economics and a minor in Business, he started his career as a financial professional in 2008. Throughout his career, Karthik has continued to educate himself by gaining multiple designations. Since moving to Dallas, he has been an active member in the community—volunteering with organizations such as the network of Indian Professionals, Dallas Autumn Ball and Reading Partners. Karthik is an avid sports fan and enjoys supporting his alma mater as a proud member of the Texas Exes Dallas Chapter. In his free time, Karthik enjoys cooking, travel, fitness and spending time with this wife, son, dog, and cat.

Crystal Zanon

CDFA®, CPFA™, MBA
Partner & Chief Marketing Officer

Crystal Zanon was born and raised in Germany. She moved to Texas following her parents’ decision to retire after serving an overseas career in the Armed Forces. Seeing firsthand the difficult transition to civilian life after retirement, Crystal obtained her MBA in Finance at the University of North Texas and began her career as a financial advisor. In 2009, she completed the Retirement Planning Specialist Program at the Wharton School of Business, University of Pennsylvania. In 2018, she earned her designation of Certified Divorce Financial Analyst® (CDFA®). In 2022, she earned the additional designation as a Certified Plan Fiduciary Advisor (CPFA™). As the daughter of an immigrant mother, she especially enjoys helping women and business owners make decisions that affect their financial independence. She served as the 2015-16 Chair for the National Association of Women Business Owners (NAWBO) and 2016-17 Chair for the NAWBO Institute of Entrepreneurial Development.

Philip Strunk

CFP®, CPA,
Partner & Chief Investment Officer

Philip Strunk is a native of Houston, TX. Philip earned his Bachelor of Business Administration and Masters in Professional Accounting from the University of Texas at Austin’s McCombs School of Business. He earned his designation as Certified Public Accountant (CPA) in 2004 and CERTIFIED FINANCIAL PLANNER (TM) certification in 2010. Having started his career with Deloitte & Touche, LLP in 2005, Philip spent a year and a half in Deloitte’s Audit and Assurance Services group and provided a variety of financial services for a number of Fortune 500 companies. He decided in late 2006 that his talent and passion for investments were best suited for working with smaller groups and individuals. After obtaining the required securities registrations and insurance licenses, Philip became a financial advisor. The impact was plainly visible and more fulfilling. Philip serves as the Investment Director for MPACT.

John C. Farris

CAP®, CFS®
Founding Partner

John C. Farris is a founding partner and has more than forty years in both public and private business serving in a variety of management and leadership capacities. John completed the Retirement Planning Specialist Program at the Wharton School of Business at the University of Pennsylvania earning the Retirement Planning Specialist designation. John and his family have a history of philanthropic giving through numerous non-profit organizations. John recently completed his designation as a Chartered Advisor in Philanthropy® (CAP®). He is also a member of The International Association of Advisors in Philanthropy. His primary goal is to help people give intelligently with love and thereby experience the true joy of helping others. John lives in Park Cities and has served on the Public Works Advisory Council, as finance director of the BSA West Park District, the BSA Troop 82 Executive Board, and as a BSA Assistant Scoutmaster for Troop 82, Dallas, Texas.